October 3, 2017


Help to Buy logo

As a registered member of the Help-to-Buy (Scotland) Affordable New Build Scheme, R S McLeod are delighted to be able to offer our affordable homes to qualifying buyers who could secure a home with just 5% deposit.

The Help-to-Buy (Scotland) scheme enables first time buyers and existing property owners to buy a new build home and achieve a better mortgage rate by providing up to 15% of the purchase price interest free. Therefore, along with a 5% deposit, purchasers can apply for a mortgage for the remaining 80% achieving much lower interest rate and monthly premium.



£200,000 home

You (the buyer) – 5% = £10,000

Help-to-Buy (Scotland) – 15% = £30,000

Mortgage – 80% = £160,000


  • The scheme is not open to part exchange, buy-to-let or self-build properties
  • The Government will own a 15% shared equity in your property through the agreement
  • Available on homes up to £200,000 until 31st of March 2019.

How to apply:

To find out if you qualify and what equity loan the scheme will be able to offer you, please see the Scottish Government’s affordability calculator.

Contact us at enquiries@rsmcleod.co.uk

One of our team will get back to you as soon as possible about the houses we still have available and can answer whatever questions you have. When you are ready to proceed we can reserve a property for you and help guide you through the application process.


For more information on the Help-to-Buy (Scotland) Affordable New Build Scheme please see the Governments advise pages.